About Us

Our Mission: Financial Clarity, 100% Private.

Why We Built This

We believe that understanding your debt should be simple, instant, and, above all, private.

In a world where every app wants you to create an account and share your data just to get a simple answer, we wanted to build a different kind of tool.

This site was created to give you a powerful, high-level financial answer—your "Debt-Free Date"—in seconds.

Our Promise: How It Works

1. 100% Private & Anonymous Calculator

Our core promise is that the Debt-Free Calculator is, and always will be, 100% anonymous.

All calculations happen entirely in your own browser (this is a "client-side" application). Your income, expenses, and debt information never leave your computer. We will never require you to sign up or create an account to use this free tool.

2. 100% Transparent

So, how do we keep the lights on? We keep our free tools funded by recommending products and services on our Resources Page. These are affiliate links, which means we may earn a small commission if you choose to sign up for a product—at no extra cost to you.

We are extremely selective about what we recommend. Our rule is simple: we only suggest products that we believe are genuinely helpful and align with the goal of achieving financial freedom.

Our Goal

Our goal is to be the first, trusted step in your debt-free journey. We're here to give you a clear, motivating number to help you build a plan and take back control of your finances.

Thank you for trusting us with that first step.